Most credit unions offer the same services that banks do – savings accounts, checking accounts, online banking, debit cards, credit cards, overdraft protection, etc. Membership requirements will vary by establishment, but most credit unions open membership to a large demographic and even if you don’t qualify yourself, you can often qualify through a family member.
There are three credit unions located in the Chillicothe and Ross County area:
Atomic Employees Credit Union’s main branch is located in Waverly, with other branches scattered throughout southern Ohio. The Chillicothe branch is located on N. Bridge St., next to Chipotle Mexican Grill. Membership is open to anyone who resides, works, or worships in one of 14 counties, as well as their families residing elsewhere.
Chivaho Federal Credit Union is located on the grounds of the VA Medical Center on State Route 104 in Chillicothe. Membership is open to anyone who lives, works, attends worship or school in Ross County.
Homeland Credit Union has two offices in Chillicothe, as well as offices in Circleville, Greenfield, and Waverly. Membership is open to anyone who lives or works in one of nine southern Ohio counties.
With the number of credit union locations available in south/central Ohio, there’s no reason to give your money to a faceless national bank. Keep your money in Ross County and support your local community.